What to know - Debt Consolidation

How does consolidation work?


Debt Consolidation is the process of combining multiple debts into one and can be done in a variety of ways. On a Debt Management plan your unsecured debts are combined so that you only have to make one payment to the Debt Management Company and they will disburse your payment out to each of your creditors individually. 

How can Debt Consolidation help me get out of debt?

Enrolling in Debt Management and or Debt Consolidation programs will lower your interest rates and monthly payments making your debt more affordable to pay back. Receiving lower interest rates with a payday loan debt consolidation also means that more of your monthly payments will be applied towards your principle balances and not the finance charges giving you a shorter payoff term.


How will Debt Consolidation affect my credit score?

Going on a Debt Management/Debt Consolidation Plan is a neutral mark on your credit score. Debt Reduction Services does not report anything to any of the credit bureaus however in some cases your creditors may place a temporary notation stating you are participating in a Debt Management Plan. This notation should be removed once you are no longer enrolled.    

If I were to enroll how long will it take to pay off my debt?

The exact term of your Debt Consolidation Plan is contingent upon a variety of factors including who your creditors are, balances, monthly payments and Interest rates but the maximum length of time would be 24 months with National PDL Relief. 

How soon can I start?

You can enroll immediately do not hesitate to call or email one of our specialists if you feel you are in need of payday loan debt relief.    


Free Consultation!

Email a Specialist: info@nationalpdlrelief.com

National PDL Relief

119 N Parker St. Suite 208 Olathe KS, 66061

Ph: 1-855-217-4642 Fax: 1-844-333-0680



9:00 am – 4:00 pm


9:00 am – 4:00 pm


9:00 am – 4:00 pm


9:00 am – 4:00 pm


9:00 am – 4:00 pm